Martin, TN · Private University
Is The University of Tennessee-Martin Worth It?
ROI analysis based on real earnings and cost data
Key Numbers
10-Year Earnings
$44,213
median, 10 years after enrollment
In-State Tuition
$10,208
per year
Out-of-State Tuition
$16,248
per year
Total 4-Year Cost
$64,992
tuition only (4 years)
ROI Ratio
2.72x
earnings ÷ annual tuition
Payback Period
7.1 yrs
years to recoup total cost
Graduation Rate
54.8%
6-year graduation rate
Median Debt
$21,024
at graduation
Avg Net Price
$10,299
after aid & scholarships
Earnings vs. Annual Cost
10-year median earnings compared to annual tuition
The University of Tennessee-Martin graduates earn $787 less than the national median of workers with any education level.
What You'd Actually Pay
Average net price after grants and scholarships, by family income
Source: IPEDS net price data. Actual costs vary based on individual financial circumstances.
Highest-Earning Majors
Top programs at The University of Tennessee-Martin ranked by graduate earnings
38 graduates
84 graduates
17 graduates
31 graduates
88 graduates
Earnings shown are 4-year post-graduation medians where available, otherwise 1-year medians.
ROI by Major at The University of Tennessee-Martin
All available majors ranked by graduate earnings. Your major matters as much as your school.
Your major matters more than your school
At The University of Tennessee-Martin, the gap between the highest-earning major (Engineering, General: $70,281) and the lowest (Psychology, General: $31,599) is $38,682/yr, bigger than the difference between many schools.
| Major | Earnings | ROI |
|---|---|---|
| Engineering, GeneralBest ROI | $70,281 | 4.3x |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $65,594 | 4.0x |
| Computer Science | $64,426 | 4.0x |
| Accounting and Related Services | $57,062 | 3.5x |
| Business Administration, Management and Operations | $51,208 | 3.1x |
| Finance and Financial Management Services | $49,162 | 3.0x |
| Agriculture, General | $45,729 | 2.8x |
| Health and Physical Education/Fitness | $42,714 | 2.6x |
| Marketing | $41,704 | 2.6x |
| Biology, General | $40,807 | 2.5x |
| Natural Resources Management and Policy | $39,942 | 2.5x |
| Social Work | $39,426 | 2.4x |
| Criminal Justice and Corrections | $38,957 | 2.4x |
| Teacher Education and Professional Development, Specific Levels and Methods | $38,612 | 2.4x |
| Agricultural Business and Management(1yr data) | $36,242 | 2.2x |
| Multi/Interdisciplinary Studies, Other | $34,781 | 2.1x |
| Communication and Media Studies | $34,529 | 2.1x |
| Family and Consumer Sciences/Human Sciences, General | $34,422 | 2.1x |
| Visual and Performing Arts, General | $32,222 | 2.0x |
| Psychology, GeneralLowest | $31,599 | 1.9x |
Earnings are 4-year post-graduation medians where available, otherwise 5-year or 1-year. ROI = earnings ÷ annual tuition.
The Bottom Line
The University of Tennessee-Martin stands out as a strong financial investment among U.S. colleges. Graduates earn $44,213 10 years after starting, $787 below the national median of $45,000. Graduates typically break even on their investment within 7.1 years, a reasonable timeline.
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Earnings data from the U.S. Department of Education College Scorecard. Tuition data from IPEDS. ROI calculations are for informational purposes only and reflect median outcomes.